Making Money?

I typically don’t bother with these sites at all, because most of the time you have to spend money to get anything at all, but this is an exception.

SendEarnings(.com) is a survey site whereby you can make money by taking surveys for which you qualify. Now, these surveys may be few and far between, this isn’t going to be a “Make $150/hr” or “Make $3000/wk” job-replacement style site. What it will give you is various other offers in which you may be interested, most of which reward you in some way. For example, there is currently a Discover card on offer, and they’ll credit $15 to your SendEarnings account if you sign up and they give you the card. (Discover are also advertising a $50 cashback). You’ll get various percentages credited if you make online purchases at online stores like eBay, Walmart, Petsmart, etc. If you’re into playing online games, (this can cost, although after a week they offered $20 in credits free..?) then you can join online competitions against other people for money that can be used to play more games, or withdrawn to your SendEarnings account.

The other way to make money is by receiving email. Seriously: Receive email (around 3 a day), click link, receive $0.02. You don’t have to buy or do anything besides clicking “Confirm reading this email” links, and you’re making money. (Pretty crap money, but still..).

Remember, this does not pay big! I’ve been fairly active over the last week or so and am now approaching $30. I’m running out of offers I can apply for that won’t cost me anything, and I’m not eligible for a lot of surveys (mostly because I’m not very adventurous..). I just started playing with the games today, since I got a credit for free. I’m going to again be cautious, I’m in this thing to make money – not lose it!

So, if easy money is your thing, sign up, maybe you’ll make something!

Angus Burger

So the other day I was in need of dinner, and nothing at home seemed appealing. I had to decide between stopping at KFC to try the grilled chicken, or McDonald’s to try the new Angus Burgers. By the title of the post, you can probably guess that I went to McD’s.

So, simple review. Of the three burgers on offer, the bacon one is the only one that I stood any chance of liking at all. In the bacon one were a pile of red onions, which I got Kelly to take out, and she ate them (I was driving at the time). It’s bigger around than most McDonald’s burgers, it may stack up size-wise with the Big Mac (given that the Big Mac is stacked). In short, the Bacon and Beef Angus Burger at McDonald’s is awesome. I can hardly wait to try another one. Although it will probably be after I try the grilled chicken at KFC 😉

I Like Free Stuff.

One of the cool things I’ve discovered since moving to the United States has been the amazing onslaught of eligibility for free stuff. Not many places in New Zealand gave stuff away for free (that was worth anything, at least), and the vast majority of places in the US or Canada giving away stuff wouldn’t ship internationally.

Over the last few days I’ve been trawling the free stuff sites, and getting a whole bunch of free (or very nearly free) stuff or samples. From personal supplies, to pet treats, to t-shirts (custom and generic), bumper stickers, all kinds of things I probably wouldn’t otherwise buy, except that I can get them free. And who knows, maybe some of them will serve their purpose and drive me to buy things from the companies. A couple of them, particularly the t-shirt companies are very likely to again receive my business, although they’re the ones I paid shipping on. Especially if I ever actually start a business of any kind, or come up with more t-shirt designs, somewhere easy to get a startup would be good.

So now I’m sitting back and waiting to see when the free stuff starts rolling in!

Today is Boring.

Really. It is. You probably don’t even want to read this, because it is only going to be boring.

I received an email from my potential employer pretty much saying I have a job. I am going in on Wednesday to do paperwork and generally hang out. I *do* need to get documentation from my former “employers” regarding number of hours working with children. If I can’t prove 1000 hours then I’ll be an aide rather than a leader, and the pay rate drops accordingly. But hey, a job is a job.

I also have 2 Saturdays coming up working high and low ropes at Camp Horizons for two larger groups. That’s an extra $70/day too.

The only other “excitement” today involved getting lunch at Subway. I won a free 21oz. FUZE Tea, and a scrabble letter. Other than that I’ve been sitting here watching nothing happen on TV and watching facebook. I guess I could do some programming stuff, there is an outstanding bug in my ticketing system that is to be fixed, and I have an idea for fixing my service detection system reading false positives. I should also work on expanding the system and stuff. Maybe a website? Could be a good moneymaker. Who knows.

See? Boring. If you made it this far, congratulations. Have a nice day.

Get-Out-Of-Debt Quick Plan

My apologies to all who find this to be boring crap, obvious crap, useless crap, or otherwise crap.

For the last 12+ months my wife and I have been in rather large debt, primarily owing to her student loans, but also loans to pay for immigration forms and some credit-card stuff, and now our new car is on that list too.

It got so bad we moved back in with her parents, where we’ve been since November last year.

But, things are looking up again. She now has a full time job, I have the promise of casual work and possibly a permanent part-time job at an after-school program (will hear from them tomorrow, hopefully). We have a budget surplus of around $300/mo after all the income and most of our outgoings are paid for. If I get the part-time job then our outgoings increase slightly (gas, mostly), but our surplus will increase to around $800/mo. Now, we need to save something, in case of emergencies etc, and $800/mo isn’t really enough to comfortably move out again. My plan for us to change our circumstances doesn’t come from moving out and then paying off debt, it comes from paying off debt and then moving out.

See, right now we have two credit cards, one of which is more than twice it’s limit, the other we are trying very hard to keep below the limit, and as close to $0 as possible (so far we are succeeding). We also have a couple of loans that are either small or rather annoying which we can get rid of fairly quickly. My solution is to take about $400 of our surplus per month and put it towards a single loan.

For example, the over-limit credit card charges us about $50/mo. If we add $400 to that, we can pay $450/mo until it is paid off. That will take roughly 3 months. Then we can take that $450 and put it towards something else, like one of our smaller loans that is $65/mo, so we’ll be paying $450 + $65 = $515/mo until that is paid off. A third smaller loan is about $75-80/mo, so we can take the $515 from our two previously paid off loans, and add it to the $80/mo, and be paying $595 on an $80 loan payment – how fast do you think that loan will go away? I think fairly quickly. And all it costs us extra per month is the $400 we put in to begin with. Once those three payments are knocked out, we could take our $400 back out again, and we’ve just found an extra $195 a month, bringing our budget surplus up to nearly $1000 – we’re getting closer to being self-sufficient now. The other two loans we have are $138 and $159, and I haven’t done the calculations based on how quickly these would have an effect on our current loan balances, but I envisage we could be fairly debt free (one loan has a huge balance) within 24 months.

Buying a New Car

Just when I was getting to thinking that buying a new car would be easy, I was hit with a sharp burst of reality.

I went around 4 used car dealers on Monday, and got good prices on several vehicles that would meet our needs. Today, I went to the bank and got information on our loan options. Next, I need to talk to Kelly and confirm the vehicle selection and have her speak to the bank officer handling our loan with regards to income confirmation. This is where it goes pear-shaped, because the next steps are all specific in what needs to be done when. I need to see the dealer and actually make the purchase, I need the bank to write a money order for the loan, I need to see the DMV with regards to title and registration, and I need to see the insurance company about taking out a policy for the vehicle.

The good news is that we will easily be able to afford the vehicle we want/need. The bad news is that we may need to stretch a little for the up front costs, as well as questions looming over the new tires that the vehicle needs. We also need to deal with proof of income as today was Kelly’s first day of full-time work at her new job.

Hopefully this all works out and we’ll have a new car this week..

Disappointment

This is partly to test WordPress’s new Blog-by-email. We’ll see how it works.

Yesterday I received a phone call from Rackspace, with a variation of that dreaded message. “We’ve decided to move forward with other candidates.”

I felt kinda like some of the people on Millionaire must feel when they’ve been going for the million dollars, and got the answer wrong and going home with $25,000.

Let me explain. What I had were two options, I could work at Rackspace for ~$45k/yr doing something I would really enjoy or I could work at a camp doing something I would also enjoy for the summer making ~$150/wk. I had 2 really great interviews at Rackspace, even they said the second one went really well, but apparently not good enough.

I’m trying to keep positive, I’m still applying for 2-3 jobs including one at JMU, and working at camp will still pay all our bills (and let us catch up on the ones we’re having to skip this month) along with Kelly’s summer job. I’ll just have to start applying again as summer comes to a close.

I’m particularly looking for IT work within VA, and I don’t mind commuting up to 2 hours each way in order to take a job worth anywhere from $30k up (So from the DC Metro area down to Blacksburgish, and out to Richmond. I’m in the Harrisonburg/Rockingham County area right now). I intend to relocate if the job is at the outer reaches of that range along with my wife and puppy. I have reliable transport, and while I have no formal computing qualifications I have professional and personal experience with PHP/MySQL, computer hardware testing, computer software installation and general computer troubleshooting and problem solving. I’ve worked on a service desk (Level 1 and 2) for a 5000 user organization supporting Novell Netware and Active Directory (on the same network) as well as Alcatel based PBX systems. I’ve also been administrating Linux servers for several years. I’m happy to take an entry-level position (Helpdesk, Desktop support, etc), though I’d like a company with good promotion paths that will allow me to progress beyond, as I’d like to move into server administration, and possibly network administration also.

So while I continue to look for work, if you or someone/an organization you know is looking for an IT worker, let me know about them, or let them know about me!

Superstition

I had my interview with Rackspace today, and it went really well. Not too many difficult questions so not too many difficult answers. The drive up was quick and painless, stopping only to pee near our exit (also allowing us to grab our map/directions printed earlier).

The datacenter is easy to get to, and easy to get out of. The people are really nice and friendly, and from what I could tell they really know what they’re doing. I was promised a very good salary (I was given a specific window that I’d likely be offered, but won’t repeat here), and they give bonuses quarterly on top of that. It’s based on an hourly rate, so if I work overtime then I get the reperation for that too. From what I understood, there is a 10% increase on that rate for those working second shift, and a 15% increase for third shift (which would be me, working 11pm-8am).

The drive home was just as uneventful, though we stopped in Front Royal (where we’re thinking about moving to) to get lunch, have a look around, and to get Crash some Puppy Chow. It seems a really cool place, and nice to live in. In other good news, I’d used less than 3/4 of a tank of gas (it’s an 11 gallon tank, I was expecting to be nearly empty), meaning it’d cost us $10-15 a day vs. $20. Doesn’t sound much, but saves us $25-50 a week..

I was gonna blog this part last night, but didn’t get a chance to. We went to the Chinese restaurant for lunch for Mothers day yesterday, and we had our traditional fortune cookies. Kelly’s said “Keep your goals away from the trolls,” and mine said “A cheerful letter or message is on its way to you.” I’m not superstitious, I believe God is telling us something, but perhaps in this case the message will be from God saying “the challenging times are over for now.” I really hope so, at least.

Church and a Lawnmower

Yesterday I mowed the lawns around the house. Usually my brother-in-law does it, but he was busy helping his girlfriend and her mom do yard work at their house, and after being offered the chance to try last week (and enjoying it) I decided to take the opportunity again.

I got out my iPod and started the Christian playlist, thinking I would have my own mini-pentecostal service while mowing the lawns. I thought that an awesome song would come on, that I’d just rock out thinking how awesome God is. I thought that God and I would have a moment, and how cool it would be to blog about what happened. I mean, it’s not the most normal place for God and Man to connect..

But it didn’t happen. I guess God knew that I would have used it for a completely wrong purpose, making it about me rather than about him. Don’t we do that all too often? When things go wrong, it’s God’s fault. When things go right, we’re such awesome people that do such a good job. Right? How often has God done something good in your life and you’ve shifted the focus from the greatness and awesomeness of God onto yourself, whether it be by taking all the credit or by focussing on how funny it was to happen when/where it did, with the intention of building self and intentionally or otherwise detracting from whatever it was that God did for you.

Yesterday I got my full Virginia drivers license, and am now fully prepared to drive to work in Washington DC alone every day (assuming I get the job I’m interviewing for tommorrow morning). Speaking of which, I’ll have another 4 hours tomorrow to church alone (well, with my wife), and if I get the job I’ll also have 4 hours a day to church (really alone!) as well.

In other news, last night I made two phone calls to New Zealand, the first being to my Mum, and got to talk to my Dad and my brother as well. Mum was doing well, Dad was getting over a cold/flu thing, and my brother was doing pretty well also. I asked my brother if he had given any thought to what he wanted to do in the future (work/study-wise), and he said “Film and Media, or higher English” and on asking to clarify the higher English, he suggested he would like to write fan-fictions (fiction stories using famous characters in a prequel/sequel-type situation, think a continuation of Star Wars or the Matrix, or episodes of CSI or Law and Order). I suggested he could try to create his own characters and write something original as well, or even go so far as writing stick-figure based cartoons, since he described himself as a poor drawing artist.

The second call was to my only living Grandma (my Mum’s Mum passed away nearly a year ago now), again to wish her a happy mothers day and to catch up a little. She also had a chance to talk, for the first time, to her grand-daughter-in-law. I was worried about calling them after Dad mentioned that my Grandad wasn’t doing well mentally, warning me that “..if the man who answers the phone sounds like Grandad, but doesn’t recognise or seem to know who you are, don’t be surprised or upset..” He’s in his 9th decade (80’s ;-)), and after a stroke or two these things tend to happen! I was rather pleased when he did answer and was very quick at responding to what I was needing, seeming at least to recognise me (may have had something to do with sounding like my Dad and calling him Grandad?)

We’re also house-sitting for a friend (who was housesitting and had to go to New York with her family for the weekend). It’s a pretty awesome house, we’re planning to take photos of some cool things we’d like to try to make or remember when our turn to decorate comes around. They don’t have a lot of things on display, so there is minimal clutter, but what they do have is high up and generally pet friendly.

Lastly I wanted to mention that we’re going to stop in at Front Royal on the way home from the interview tomorrow and check it out for size and shopping facilities etc etc. It’s apparently somewhere between Broadway and Harrisonburg for size with a population of around 13-14,000 people and we wanted to get a feel for what was there and what was close by compared to what we would have to drive for.

Anyway, thats more than enough rambling from me for another day or two. Happy Mothers Day!

Hopeful

Yesterday afternoon I had a phone interview with 3 members of Rackspace staff based in Herndon, VA. It went very well, I was pleased with how I answered the questions and they seemed to like me as well. I was invited to an onsite interview, and it has been scheduled for Monday morning at 10am.

Basically the job involves building servers from specified parts, testing and installing operating systems using automated processes, and some diagnostic work on running systems.

We’re planning on going to the DMV tomorrow so I can sit for a full drivers license, and I need to read up and make sure I know what to expect. We’ve been working on a small list of things that we can pay for or start saving for already, including paying off the smaller loans and the well over-limit credit card, as well as cell phones and looking for a second vehicle. As summer begins to come to a close we’ll begin looking at houses, and it would be really nice to look into some additional furniture in the not-too-distant future.

We’ll also be able to save a huge amount (expecting in the vicinity of $5-10,000) to start a savings account to use for moving costs and such. So I’m fairly hopeful that I will get the position, though I haven’t made any purchases or done anything silly as yet..

In other slightly worse news, I had to tell a client this morning that her computer was irreparable. I feel particularly bad for her because it is her primary source of income (she uses it to scan and print her artwork for selling in multiples) and has small income also. I agreed to waive all my fees (I’d quoted $30) and that if she could afford $45 for a new computer I’d install all the software as well as restoring the backup I’d taken of her PC. I found a P4 1.8 for $50 on eBay and have bought it, it’s much faster than her P3 800, and has an XP Pro license (vs. the Millennium license she had, with XP Home installed). Hopefully I can have it to her by the end of next week. I’ll also get to scalp her old PC for useful parts (not much. Hard disk goes to the new PC, as will at least the CD-RW. I’ll get memory, video card, 10/100 ethernet and a sound card, and a PSU..?)

Here’s hoping things get better for her in that respect, and that everything else works out for me!